🛒 car wax and water on roads

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• Imagine a scenario where you're driving a borrowed car and accidentally rear-end another vehicle. If you have liability coverage on your personal policy, it may extend to cover the damages and injuries caused by this accident. This is because liability insurance is designed to protect you from financial ruin due to accidents you're responsible for. However, if the borrowed car belongs to someone else who has their own insurance policy, things can get murky. In such cases, the primary insurer of the borrowed vehicle would typically take precedence. This highlights the importance of understanding who is insured and who is at fault in any given situation.

• While Hastings Car Insurance breakdown cover is designed to be comprehensive, there are certain exclusions and limitations to be aware of. Common exclusions may include pre-existing mechanical faults, damage caused by negligence, or issues arising from off-road use. Additionally, some policies may have limits on the number of times you can use certain services or caps on the amount paid out for repairs. It is essential to read the fine print carefully and understand any potential restrictions before purchasing a policy to avoid surprises.

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